Teen Pregnancy And Teenage Pregnancy Essay - 1591 Words

Introduction Most women become pregnant at some time during their life, but what if that time comes during the adolescent period in a woman’s life? Teenagers tend to take more risks than adults, whether it be with drugs, alcohol, or sex. In recent years teen pregnancy has decreased due to the fact women used to get married a lot younger, but in recent years it seemed to have become an epidemic in the U.S. However, thanks to shows such as Teen Mom and due to sex education in schools the teen pregnancy rate has decreased even more. Teens are still having sex, but they seem to be better educated in contraceptive forms as well. However, contraceptives don’t always work which can lead to teen pregnancy. Most adult women aren’t even ready to have a baby, but what about when a teen becomes pregnant? Their bodies may not be fully developed yet, they probably don’t have the support they need in order to handle a situation like getting pregnant, they are still tryin g to finish school, and the body image issues have probably already started. Whether we’re male or female, adolescence is already a hard time. Our bodies are changing, we’re confused about what is happening, we have to deal with new sexual urges, and it is just an overall confusing time. No teen thinks they will get pregnant when they decide to take part in sexual activities. A lot of teens are probably â€Å"messing around† in fear that they might get pregnant, but most of the time that can still lead to sexualShow MoreRelatedTeenage Pregnancy And Teen Pregnancy1664 Words   |  7 PagesTerrazas English 4 Miss Stahlecker 4 November 2015 Teenage Pregnancy According to cda.org, in 2013, a total of 273,105 babies were born to women that were in between the ages of 15-19 years old. Teenage pregnancy is a major concern in today’s society. This paper will talk about teenage pregnancy, statistics, ways to prevent teenage pregnancy, and after birth options. So why is teenage pregnancy so important? Some people are concerned about teens getting pregnant at such an early age. There areRead MoreTeenage Pregnancy And Teen Pregnancy1546 Words   |  7 PagesTeenage pregnancy is pregnancy in human females under the age of 20 at the time that the pregnancy ends. Low-income communities have the highest teenage pregnancy rates in the United States. Because of the fact that this is a very controversial issue in the United States, it is very important that most questions be addressed. Questions like, why is a teenage girl in Mississippi four times as likely to give birth as a teenage girl in New Hampshire? Or why is the teen birth rate in Massachusetts 19Read MoreTeen Pregnancy : Teenage Pregnancy1404 Words   |  6 PagesLauryn Jones Block 5 4/27/16 What is Teen Pregnancy? Teenage pregnancy is pregnancy in human females under the age of 20. A girl can become pregnant from sexual intercourse after she has begun to ovulate which can be before her first menstrual period, but usually occurs after the onset of her periods. In well-nourished girls, menarche usually takes place around the age of 12 or 13. Most teenage girls don t plan to get pregnant, but many do. Teen pregnancies carry extra health risks to both the motherRead MoreTeenage Pregnancy And Teen Pregnancy1743 Words   |  7 Pagesnegative media teenage mothers struggle to find the positive sides to motherhood. Teenage pregnancy can be dificult and life changing, but unlike the renowned negative beliefs all over the world, there are positive sides to teenage pregnancy. Most research that is done on teen pregnancy is based on the hardships and struggles on teen mothers, making it easy to forget the good that can come from teen pregnancy. A teenage mother can create a good l ife for herself and her children. Teenage mothers areRead MoreTeenage Pregnancy And Teen Pregnancy905 Words   |  4 Pagesâ€Å"16 and Pregnant†/ â€Å"Teen Mom† Promote or Discourage Teenage Pregnancy? (Agree/Promote) When it comes to the topic of do TV shows like â€Å"16 and Pregnant† and â€Å"Teen Mom† promote or discourage teenage pregnancy, most of us will readily agree that it in fact does promote teenage pregnancy. Where this agreement usually ends, however, is on the question of how does this promote teenage pregnancy. Whereas some are convinced that it promotes teenage pregnancy through the fame some of the young couples haveRead MoreTeenage Pregnancy And Teen Pregnancy871 Words   |  4 Pagesof do TV shows like â€Å"16 and Pregnant† and â€Å"Teen Mom† promote or discourage teenage pregnancy, most of us will readily agree that it in fact does promote teenage pregnancy. Where this agreement usually ends, however, is on the question of how does this promote teenage pregnancy. Whereas some are convinced that it promotes teenage pregnancy through the fame some of the young couples have achieved, others maintain that it in fact discourages teenage pregnancy by showing the struggles and realities ofRead MoreTeenage Pregnancy And Teen Pregnancy1057 Words   |  5 PagesTeenage pregnancy is a common thing here in America. It seems teens are getting pregnant more than the average married couple. There are some risk factors teen moms face and there is also another great turn outs. There is a major difference between the two. It’s important to tell teens the turnouts of teen pregnancy for the good and bad parts. There are risks of having sex, teen moms can make a difference for her and the baby, the risk of having HIV and/or any other STD’s, and the effects on theRead MoreTeenage Pregnancy And Teen Pregnancy1341 Words   |  6 PagesTeenage pregnancy is a prominent dilemma in our nation because it continues to place adolescents into delinquency. According to the United States Health and Human Services, three out of ten American teen girls will become pregnant at least once before they reach the age of twenty. That is nearly 750 ,000 teen pregnancies in a year (1) (HHS Pg.2 2014). Also according to U.S. Department of State, teen pregnancy budgets the United States and tax payers approximately seven billion dollars annually (2)Read MoreTeenage Pregnancy And Teen Pregnancy2089 Words   |  9 Pagessurprise me since this is something common here in the Imperial Valley; we have such a high rate of teen pregnancy. What really caught my attention was that she was not alone; she had in her cart a toddler that kept referring her to mom. All I could think of was that such a young girl should not be concerned with raising a child, especially not two. Most young girls should be spending their teen years hanging out with their friends, going to parties, and enjoying school, but getting pregnant soRead MoreTeen Pregnancy And Teenage Pregnancy1456 Words   |  6 Pagesteenagers (Kristof). Clearly, teen pregnancy is a concern among many people in the U.S. One way to help the teen pregnancy statistics would be birth c ontrol. Teenagers should have more access to birth control, particularly LARCs (long-acting reversible contraceptives), and be more informed about it. There are many reasons why this should be. For starters, it would help the child and the mother. It could also help the U.S. not be so high on the list of number of teen pregnancies in the world. Over time

Liquidity And Liquidity Risk Management Essay - 1170 Words

Liquidity and Liquidity Risk Assets come in many forms, differentiating in their liquidity. Liquidity, by definition, is how easy an asset can be traded (Hertrich, 2015). Different assets have different abilities to be traded, cash being the easiest; hence cash is the most liquid asset. This causes price differentiation, where more liquid assets have higher price tags and lower trading costs (Hertrich, 2015). This makes more liquid assets more attractive for investors. When assets have low liquidity there are risks involved for investors because there is a chance that the asset cannot be turned into cash when needed. Liquidity risk calculates the difficulty of selling an asset in return for cash (Currie, 2011). Liquidity risk is associated with low liquidity; hence there is a negative relationship between liquidity and liquidity risk (Hertrich, 2015). This implies that the higher the liquidity risk of the asset, the less the possibility the asset can be traded. Typically, financial markets in developed countries are liquid; however, in the US during the Global Financial Crisis [GFC], many homeowners were unable to sell their houses due to declining prices and falling demand, so the housing market became illiquid (Currie, 2011). The GFC demonstrated how volatile liquidity can be and that â€Å"liquidity disruption could be system-wide,† seen by its global effect (Bessis, 2015). During the GFC, there was also a systemic bank crisis. At a bank’s perspective, liquidity is theShow MoreRelatedLiquidity Risk, Distinctions Between Asset Liquidity And Liability Liquidity Management Essay1838 Words   |  8 Pagesinvestigate liquidity risk, distinctions between asset liquidity and liability liquidity management, as well as the main features of an effective liquidity management. In order to gain insight of liquidity, there is a graph based on the liquidity ratio to analyze the liquidity risk of four major banks in Australia and the adva ntages and disadvantages of the liquidity ratio. Furthermore, it outlines how Basel III effects the banking liquidity management. Introduction In recent years, liquidity risk has becomeRead MoreDifferences Between Lcr And Aps 2101609 Words   |  7 Pagesand APS 210 â€Å"The new Basel III framework establishes higher liquidity requirements to ensure banks are better-equipped to absorb losses like those relating to the global financial crisis†. (Delimatsis Panagiotis, 2012) Basel III promotes LCR (liquidity coverage ratio), ratio of high quality liquid assets(HQLA) to total net liquidity outflows over 30 days. Theoretically, banks whose LCR is more than 100 percent possess sufficient liquidity to withstand a month of elevated financial stress. (HouseRead MoreFinancial Services : Hsbc Bank1663 Words   |  7 Pagesreferred to the liquidity management in HSBC Bank, seen from the statistics of annual report of HSBC, this bank did not suffer a great impact of 2008 financial crisis. Analysts focus on the efficiency of HCBS model, make some general experiences that banks can learn from the HSBC bank (Choudhry, Landuyt 2010). In fact, the HSBC model did not was a very specific model to rescue the bank in liquidity management risks, it consists some very basic principles in banking and liquidity risk management. It is aRead MoreBasel 2 is the second Basel after Basel Accords known as Basel 1. By using Basel 2 in Australia,1100 Words   |  5 Pageswith the single risk profiles of financial institutions, a bank with greater exposure to the risk of peers who will hold more capital, while the less exposed to the risk that will hold less capital. Picture 1.1 Picture 1.1 shows that Basel 1 (Accord) has a risk-weighted at one hundred percent with $100 loan to the corporate entity and a total capital charge of $8. Beside that, through a standardized approach of Basel II, the corporate entity is rating AA, generate credit risk capital charge ofRead MoreRisk Management Program For The Small Community Bank1314 Words   |  6 Pagesinvolves an amount of risk. A risk management program, which identifies, analyzes, treats, and monitors risks, is necessary for the bank’s operations. Mitigation strategies are implemented against potential losses or a bank failure. The executive in charge of developing and integrating the program is the Chief Risk Officer (CRO). The risk management program for the community bank addresses ten risks associated with Enterprise Risk Management (ERM) or traditional risk management processes, while attainingRead MoreThe Burst Of The Housing Bubble Essay976 Words   |  4 Pagesthe fundamental factors, which are credit risk, liquidity risk, market risk, and operational risk, relating to the financial crisis between 2007 and 2008. Credit Risk Credit risk refers to the probability of loss due a borrower’s failure to meet its financial obligations on any type of debt. Credit risk may involve the potential lost from the principle, interest rate, coupon, insurance, bankruptcy, and etc. It is crucial for bank to manage credit risk, and maintain it exposure within an acceptableRead MoreRisk Management For Islamic Banks1717 Words   |  7 Pages[28], [29], [18], [21], highlighted the Risk management for Islamic banks in different countries and the differences between them and Conventional banks. Where [21] conducted a field study of risk management and Islamic banks, where a study on 17 Islamic bank in 10 countries (including Bahrain, Egypt, Malaysia and the United Arab Emirates). And suggests that Risk Management for Islamic banks include three basic components: Establishing Appropriate Risk Management Environment and Sound Policies and ProceduresRead MoreThe Value Of Instruments With Intermediate And Long Maturities166 9 Words   |  7 PagesTD Bank would need to take into account when managing interest rate risk the effect of on its net income and net interest income in order to evaluate the input of noninterest income and operating outlays toward the interest rate risk exposure. In particular, a bank with significant fee income should assess the extent to which that fee income is sensitive to rate vicissitudes. From a capital perspective, a bank should consider how intermediate (two years to five years) and long-term (more than fiveRead MoreBank Accounting Essay1000 Words   |  4 Pagesthe undistributed profits and reserves, retained earnings, profits, and their authentication whether an adequate capital are generated through this channel or not. †¢ To determine the quality sources of earnings and incomes, budgeting policies and Management Information Systems (MIS). Ratings Criteria for Earnings:- †¢ A rating of A+ or 1 states that a bank has strong and sufficient earnings to support operations and conserve an adequate capital level and allowances after taking into consideration theRead MoreRole of Bank Capital1375 Words   |  6 Pagesequal with the amount of risks assumed and hold enough to weather severe and considerably long financial storms. Roles of Bank Capital Banks are susceptible to many forms of systematic risk which at times can evolve into industrial crisis. The risks they face include credit risk, market risk, business risk and interest rate risk to name a few. And bank capital plays an essential role in the absorption of losses related to these risks. Credit Risk Credit risk is the risk that an obligator will

Difference Between Behaviourism and Cognitism Free Essays

When the Cognitive Revolution overturned Behaviorism as the dominant paradigm of learning, many people believed cognitivism to be radically different than behaviorism as it tried to explain many of the characteristics of learning that behaviorism failed to account for. For example, behaviorism emphasized only the change in outward behavior, which they defined as learning. Behaviorism declares the mechanistic and deterministic views of the law of effect, classical and operant conditioning, and ultimately the explanation of learning due purely to biological factors. We will write a custom essay sample on Difference Between Behaviourism and Cognitism or any similar topic only for you Order Now Behaviorism considers factors such as reinforcement history and maturation levels in affecting the ability it learn, and emphasizes maintaining learned behavior through repeated reviews of expectations and schedules of reinforcement. Cognitivism, on the other hand, defines learning more broadly to include a change in thinking, beliefs, attitudes, and values. It emphasizes the role of the mind as a schematic network and recognizes the importance of prior knowledge in making new connections. Ultimately, learning is compared to a computer model of processing information, which includes many processes that cannot be seen or measured. Cognitivism focuses on the role of memory in storing and retrieving knowledge. Transfer is seen as being the goal of acquiring knowledge so that people can apply that knowledge in new domains. Also, Cognitivism recognizes the influence of motivation on learning in encouraging people to learn things to a greater degree. Cognitivism accounts for more complex forms of thinking and learning. Although these two theories have many significant differences, they also have some similarities. Although I feel the cognitive psychology went a lot further in explaining the nature of learning, it does not completely escape the criticisms of behaviorism as far as mechanism and determinism. According to Williams, even though the cognitive revolution tried to remedy the mechanistic and deterministic aspects of behaviorism, it did not succeed. Both behaviorism and cognitivism are mechanistic and deterministic. In both behaviorism and cognitivism, people are seen as mechanical machines that react according to circumstance and behavior can be predicted based on either a Stimulus-Response or according to the information inputted into the computer machine. They are both missing significant factors of learning as far as accounting for learning in social contexts. They also both have aspects of a â€Å"black box† in them that does not completely explain how or why the learning occurs. For behaviorism, the â€Å"black box† is the explanation between stimulus and response. In Cognitivism, it is how the central executive works, or what controls the working memory. Williams pointed out that theories just create homunculi that are like little men in our brains controlling what’s going on, but never really explaining anything more for us. How to cite Difference Between Behaviourism and Cognitism, Essay examples