Monday, August 24, 2020

Setting In Tess Of The Durbervilles Essay Example For Students

Setting In Tess Of The Durbervilles Essay The Role of Setting In the novel Tess of the DUrbervilles by Thomas Hardy, Tess is confronted with a wide range of levels of joy, from unadulterated bliss to outright misery. As she moves from area to area, the setting of these spots depicts Tess delight. From her unadulterated joy at Talbothays Dairy, to the defining moment of Tesss satisfaction at the old DUrberville house, to her most unforgiving remain at Flintcomb-Ash, to her last happiness before her passing at Bramshurst Court, the peruser sees climatic changes that lessen then move back up. Strong completely shows through his portrayals of her environmental factors how Tess will feel while positioned in each spot. After Tesss life has been destroyed by Alec DUrberville she needs to look for shelter. By leaving her old neighborhood of Marlott, she can begin her life once more. She escapes to the joyful air of Talbothays Dairy. As Tess traverses the edge of the slope it appears as if she is exchanging universes. Hardys depictio n depicts the field as a billiard table of uncertain length (Hardy 98) with a covered level, which extended toward the east and the west to the extent the eye could reach (97). The land is depicted as being as boundless as Tess bliss. The region is rich and wonderful, and here, Tess can unwind and be liberated from before. Tess unconventional eye (98)sees distinctive green greenery (98). This gives the region an innocent intrigue, as if you can be youthful and upbeat while at Talbothays Dairy. Tess feels warm as she watches the shadows with as much consideration over each form as though it had been the profile of a Court delight on a royal residence divider (98). Indeed, even the bovines have a grand attraction as the white mirrored the daylight in amazing brilliancy (99). Talbothays Dairy is gleaming with satisfaction and this glow discovers its way to a well-requiring Tess. Tess can feel cheerful again and that she truly had established another framework for her future. The convic tion reared tranquility (101). This upbeat inclination proceeds all through Tess remain, as she remeets Angel, and experiences passionate feelings. After their marriage, Tess and Angel go to live in an old DUrberville house close Wellbridge Mill. As they are leaving Talbothays Dairy they hear a rooster crow. The group promptly thinks about the old wifes story of an evening cockerel meaning misfortune. While they attempt to excuse it saying that its not what you think: tis unimaginable! (Tough 202), it sets the setting for what is to come. The state of mind and setting upon their appearance to the DUrberville house are inauspicious, proceeding with the roosters impact. Tess is discouraged by the house, shouting Those ghastly ladies! (Strong 203) when she sees representations of her precursors. As the night developed longer the tranquil dead leaves of the previous pre-winter were mixed to bothered revival, and spun about reluctantly, and tapped against the screens. It before long star ted to rain (Hardy 204). Tess joy starts to waver with the downpour. She continues to reveal to Angel the account of her past, while the cinders under the mesh were lit by the fire vertically, similar to a torrid waste (Hardy 211). Solid depicts the coals in the fire as having a Last Day startling quality which infiltrates to Tess, and results in her isolating from Angel. This secretive air is depicted by Hardy so as to be a defining moment and start the abatement of Tess delight . Because of her past, Angel leaves Tess, and Hardy sends her to work at Flintcomb-Ash. Flintcomb-Ash is appeared as a severely unforgiving spot. It is through this inauspicious environment that Hardy shows when Tess arrives in a desperate predicament of her bliss. Indeed, even while Tess is going towards Flintcomb-Ash Hardy shows the change. The air was dry and cold and the long truck streets were blown white and dusty inside a couple of hours after the downpour (263). Tess turns out to be a piece of the s troke of raindrops, the consume of sunbeams, and the pressure of winds. There is no energy in her now (262). Tess ends up moving toward a region of unpredictable chalk - table land (263) contrasted with the lavish, green fields of Talbothays Dairy. She enters the remaining parts of a town in a slight melancholy (263). The land is awful with its difficult soil (264) and Tess understands that the dividers to be the main companion she (264). It is suitable that the town is loaded up with despairing depictions, as this is actually how Tess feels. Her dejection, similar to that of the town was unnecessary (264). This melancholy stays with for whatever length of time that she remains at Flintcomb-Ash. It is noteworthy of the considerable number of hardships Tess has gone through, from she encounters with Alec to her difficulty with Angel, that Tess sees the ruined dreary (267) of a land in various degrees of clamminess (267). Tess heart is as cold as the land. Flintcomb-Ash makes Tess spi ritless. She is horrid without Angel and will remain so for whatever length of time that she remains. After Alecs demise, Tess and heavenly attendant sneak cheerfully off to a vacant house cozy in the forested areas of Bramshurst court. While here Tess can become cheerful again, particularly because of the rejoining of herself and genuine romance. The house is infiltrating with acceptable characteristics , similarly as Tess feels; she is free and in adoration. The climate was peacefully brilliant, and during the evening it was very warm (365). In the wake of entering the cabin a pole of amazing daylight looked into the room (366), and Tess troubles can rest finally! (366). The following morning , however wet and foggy evidently had no indication of distress (367). Not a sight or sound of individual upset their tranquility, for example, it was (367). They were allowed to adore each other in harmony. The whole house was hung in agreeable warmth. Upon their leaving Tess moans, Ah, glad house-farewell! (369). It is while at Bramshurst court that Tess feels her most prominent bliss and harmony, and Hardy shows that well through his light and happy depictions. From the fun loving climate at Talbothays Dairy, to the puzzling despair clear at the old DUrberville house, to the dEnglish Essays .u501f493776fac6d6bb7cc1de1180140d , .u501f493776fac6d6bb7cc1de1180140d .postImageUrl , .u501f493776fac6d6bb7cc1de1180140d .focused content region { min-stature: 80px; position: relative; } .u501f493776fac6d6bb7cc1de1180140d , .u501f493776fac6d6bb7cc1de1180140d:hover , .u501f493776fac6d6bb7cc1de1180140d:visited , .u501f493776fac6d6bb7cc1de1180140d:active { border:0!important; } .u501f493776fac6d6bb7cc1de1180140d .clearfix:after { content: ; show: table; clear: both; } .u501f493776fac6d6bb7cc1de1180140d { show: square; progress: foundation shading 250ms; webkit-change: foundation shading 250ms; width: 100%; mistiness: 1; progress: darkness 250ms; webkit-change: murkiness 250ms; foundation shading: #95A5A6; } .u501f493776fac6d6bb7cc1de1180140d:active , .u501f493776fac6d6bb7cc1de1180140d:hover { haziness: 1; progress: obscurity 250ms; webkit-change: darkness 250ms; foundation shading: #2C3E50; } .u501f493776fac6d6bb7cc1de1180140d .focused content region { width: 100%; position: relative ; } .u501f493776fac6d6bb7cc1de1180140d .ctaText { outskirt base: 0 strong #fff; shading: #2980B9; text dimension: 16px; textual style weight: intense; edge: 0; cushioning: 0; text-adornment: underline; } .u501f493776fac6d6bb7cc1de1180140d .postTitle { shading: #FFFFFF; text dimension: 16px; text style weight: 600; edge: 0; cushioning: 0; width: 100%; } .u501f493776fac6d6bb7cc1de1180140d .ctaButton { foundation shading: #7F8C8D!important; shading: #2980B9; fringe: none; fringe sweep: 3px; box-shadow: none; text dimension: 14px; textual style weight: striking; line-tallness: 26px; moz-fringe span: 3px; text-adjust: focus; text-beautification: none; text-shadow: none; width: 80px; min-tallness: 80px; foundation: url(https://artscolumbia.org/wp-content/modules/intelly-related-posts/resources/pictures/basic arrow.png)no-rehash; position: supreme; right: 0; top: 0; } .u501f493776fac6d6bb7cc1de1180140d:hover .ctaButton { foundation shading: #34495E!important; } .u501f493776fac6d6bb7cc1de11 80140d .focused content { show: table; tallness: 80px; cushioning left: 18px; top: 0; } .u501f493776fac6d6bb7cc1de1180140d-content { show: table-cell; edge: 0; cushioning: 0; cushioning right: 108px; position: relative; vertical-adjust: center; width: 100%; } .u501f493776fac6d6bb7cc1de1180140d:after { content: ; show: square; clear: both; } READ: Themes The three significant topics are love, dependability, an Essay

Saturday, August 22, 2020

Fund Flow Analysis

Each business worry, toward the finish of its monetary period, gets ready Income Statements and Balance Sheet. Pay Statements show the net outcome, Net Profit, of the business tasks and contains different costs brought about and misfortunes and income earned during that period. Monetary record gives an outline of advantages and liabilities as on a specific date and shows the money related situation of the business. The liabilities side of a monetary record shows the sources from where assets are raised and the benefits side shows how the assets raised are used. Yet, it doesn't show the causes or purposes behind changes in resources and liabilities, stream of assets, between two accounting report dates. Consequently, an announcement is set up notwithstanding the Income Statements and Balance Sheet, to show changes in resources and liabilities between two asset report dates, which is known as Fund Flow Statement. It is an announcement, otherwise called Statement of Changes in Financial Position, intended to break down the progressions in monetary state of a worry between to determined dates. The Term â€Å"Fund† The term â€Å"Fund† can be clarified from multiple points of view. In the tight sense, it implies money as it were. Exchanges including money receipts and installments are considered in this methodology. In the more extensive sense, support implies working capital, which is the abundance of current resources over current liabilities. For subsidize stream examination, the more extensive methodology, working capital methodology, is thought of. The word â€Å"Flow† implies change and â€Å"fund flow† implies change in assets or change in working capital. Any expansion or reduction in working capital is stream of assets. Stream of assets might be either inflow of assets or outpouring of assets. Inflow alludes to wellsprings of assets and outpouring alludes to uses of assets. On the off chance that an exchange gets any change working capital, progression of assets happens. This will happen when changes happens in the estimations of fixed resources, share capital, long haul obligations and so on with the comparing changes in the estimations of current resources or current liabilities. Numerous exchanges which occur in a business endeavor may increment or abatement its working capital or even may not influence any adjustment in it. Following are a few models: Purchase of fixed resources: When a benefit is bought, money is going out there by lessening the money balance. The impact of this exchange is that working capital declines and this change (decline) in working capital is called as use of assets. Here the records included are Current Assets (Cash) and Fixed Assets. Issue of offer capital: This exchange will expand the working capital as money balance increments. This change (increment) in working capital is called as wellspring of assets. Here the two records included are present resources (Cash) and Shareholders’ Funds (Share Capital). Offer of Fixed Assets: The exchange will have the impact of expanding the working capital as the money balance increments accordingly expanding working capital. It is a wellspring of assets. Here the records included are present resources (Cash) and Fixed Assets. Reclamation of debentures: This exchange has the impact of lessening the working capital, as it brings about decrease in real money balance. It is a use of assets. The two records influenced by this exchange are Current Assets (Cash) and Long-Term Liability (Debenture). Acquisition of stock: This exchange brings about reduction in real money and increment in stock along these lines keeping the all out current resources at a similar figure. Subsequently there will be no adjustment in the Working Capital. For this situation both the records included are Current Assets (Cash and Stock). Tolerating Bills Payable gave by leasers: The impact of this exchange on Working Capital is Nil as it brings about increment in charges payable (a present risk) and diminishes the loan bosses (another present obligation). Since there is no adjustment in complete current liabilities there is no progression of assets. The records required as present liabilities. Fixed Assets bought and installment is made by giving offers: This exchange won't have any effect on working capital as it doesn't bring about any change either in the present resource or in the present obligation. Henceforth there is no progression of assets. The two records influenced are Fixed Assets and Shareholders’ Funds (Capital a/c). From the above models, obviously there will be stream of assets when the exchange includes: a) Current resources and fixed resources b) Current resources and capital c) Current resources and long haul liabilities d) Current liabilities and long haul liabilities e) Current liabilities and fixed resources.

Saturday, July 25, 2020

You Can Get Charge-Offs Removed from Your Credit Report, But It Aint Easy

You Can Get Charge-Offs Removed from Your Credit Report, But It Aint Easy You Can Get Charge-Offs Removed from Your Credit Report, But It Aint Easy You Can Get Charge-Offs Removed from Your Credit Report, But It Aint EasyGetting an incorrect charge-off removed from your credit report is pretty simple. Getting an accurate one removed, however, is way harderâ€"and for good reason.Imagine if you took a test, and then your grade on that test followed you around for years and years afterward. You’re applying for an apartment, and your landlord looks at your grade. You almost have that great job offer in-hand, but first, your new boss has to check your results. Before you can get approved for a mortgage, guess what, the bank needs to double-check that you didn’t totally flunk.Have you imagined all that? Great. Well, it turns out that you don’t need to imagine anything. That test is called your credit report, and the grade for how well you performed on it is your credit score. In addition to being used on job and rental applications, the information contained on your credit report determines whether you can borrow money, plus the rates you’ll pay to do so.One of the nastiest black marks you can receive on your credit report is a charge-off. It shows that you have had trouble paying back your debts, and it will lower your score for years to come. Getting an accurate charge-off removed from your credit report isn’t impossible, but it’s very difficult. For more information, read on …What is a charge-off?A charge-off is what happens when you don’t pay back a debt that you owe. It could be on a loan or a credit card, but it could also be something like a utility bill. When a lender charges off a debt, they are writing it off as a loss. Sometimes they will then try to collect on it themselves, but more often than not they’ll just sell it to a debt collector. Your creditor then reports the charge-off to the credit bureaus, who mark it down on your credit reportTypically, a lender will wait 180 days (approximately six months) between when a payment for a debt is first due before they charge-off the acco unt. If you are able to make payments and get caught up during that time, they will likely report the late payment, which will do a number on your credit score. However, you can still avoid having the account charged off if you pay up before they cancel your account.One thing that needs to be made clear regarding charge-offs: Even though the account has been charged off, that doesn’t mean that you don’t owe that money anymore. You still do. Either the creditor themselves or the debt collector who purchased the debt is going to contact you seeking payment. They’ll usually settle for less than what was originally owed, but they could end up taking you to court and garnishing your wages in order to get what they are owed.How can a legit charge-off be removed?Once a charge-off is on your credit report, it will remain there for seven years. As time passes, it will affect your score less and less, but the damage will still linger. Most info on your credit report remains on there for seven years, although some informationâ€"like bankruptcies, for instanceâ€"will remain on your report for longer.If the charge-off is legitimateâ€"aka, if you really didn’t pay back that debtâ€"then getting the charge-off removed from your credit report is going to be exceedingly difficult. You can’t simply ask nicely that the credit bureau removes it. After all, that charge-off is an accurate reflection of your credit history. That would be like asking your teacher to change a wrong answer on a test just to be nice.What you can do is contact your original creditor. You can ask themâ€"very politelyâ€"what it would take in order to have the charge-off removed. At the very least, they’ll likely ask you to pay back at least a portion of what you owe.You and your creditor can then enter a “Pay for Delete” agreement. Under the terms of this agreement, you will pay off a certain percentage of your debt in return for the creditor updating your information with the credit bureaus and having the charge-off removed.This is much more likely to work when you are dealing with your original creditor than it is with a debt collector. It was the original creditor that made the report to the credit bureaus, so they are the only ones who can have it removed. And lets be clear: The odds of having your charge-off removed from your report entirely are not in your favor.Wed say that it doesn’t hurt to try, but entering a Pay for Delete agreement could violate your creditors contract with the credit bureau, so there are certainly risks. Just make sure that you retain your composure and remain polite during the negotiations. The odds are already long, but a bad attitude can make them much longer.If the charge-off is an error, here’s what you do.Everybody makes mistakes, even the credit bureaus. After all, they are maintaining credit reports on practically every adult in the United States. Incorrect information is bound to slip through, especially when two people have t he same name or share a current or former address. Incorrect information can also end on your report due to identity theft, but that is a much thornier issue.If there is an incorrect charge-off on your credit report, you’ll need to contact the credit bureau directlyâ€"and you’ll need to so in writing. Send them a “dispute” letter that outlines who you are, what information you would like to have removed, and why the information in question is incorrect. A good rule with dispute letters is to make it as easy as possible for the recipient to understand why the info is wrong. To that end, include as much documentation as you can.If you’re wondering how exactly to write a dispute letter, check out this  sample letter from the FTC. You can read more about this topic in our blog post: How Do You Contest Errors On Your Credit Report?Don’t trust folks who say they can remove legit charge-offs.Credit repair agencies are companies that promise to, well, help you repair your credit . While many of these companies are legitimate, there are tons more that are basically scammers, making big promises about instant results that they have no intention of keeping.One of the biggest red flags that you can find with a credit repair company is when they tell you that they can have truthful information like charge-offs removed from credit report. Sorry, that simply isn’t going to happen. The odds of getting a Pay for Delete agreement in place are incredibly slim. Any company that’s making promises like that is taking you for a ride.You can read more about warning signs with credit repair companies in our blog post:Looking for a Credit Repair Company? Here are 4 Red Flags to Avoid Getting Scammed. To learn more about how your credit history and credit score work, check out:A Brief History of Credit ScoresIs the Credit Blacklist a Real Thing or an Urban Myth?Yes, You Might Need a Credit Check to Rent a CarHave you ever gotten a charge-off removed from your credit repor t? 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Friday, May 22, 2020

Teen Pregnancy And Teenage Pregnancy Essay - 1591 Words

Introduction Most women become pregnant at some time during their life, but what if that time comes during the adolescent period in a woman’s life? Teenagers tend to take more risks than adults, whether it be with drugs, alcohol, or sex. In recent years teen pregnancy has decreased due to the fact women used to get married a lot younger, but in recent years it seemed to have become an epidemic in the U.S. However, thanks to shows such as Teen Mom and due to sex education in schools the teen pregnancy rate has decreased even more. Teens are still having sex, but they seem to be better educated in contraceptive forms as well. However, contraceptives don’t always work which can lead to teen pregnancy. Most adult women aren’t even ready to have a baby, but what about when a teen becomes pregnant? Their bodies may not be fully developed yet, they probably don’t have the support they need in order to handle a situation like getting pregnant, they are still tryin g to finish school, and the body image issues have probably already started. Whether we’re male or female, adolescence is already a hard time. Our bodies are changing, we’re confused about what is happening, we have to deal with new sexual urges, and it is just an overall confusing time. No teen thinks they will get pregnant when they decide to take part in sexual activities. A lot of teens are probably â€Å"messing around† in fear that they might get pregnant, but most of the time that can still lead to sexualShow MoreRelatedTeenage Pregnancy And Teen Pregnancy1664 Words   |  7 PagesTerrazas English 4 Miss Stahlecker 4 November 2015 Teenage Pregnancy According to cda.org, in 2013, a total of 273,105 babies were born to women that were in between the ages of 15-19 years old. Teenage pregnancy is a major concern in today’s society. This paper will talk about teenage pregnancy, statistics, ways to prevent teenage pregnancy, and after birth options. So why is teenage pregnancy so important? Some people are concerned about teens getting pregnant at such an early age. There areRead MoreTeenage Pregnancy And Teen Pregnancy1546 Words   |  7 PagesTeenage pregnancy is pregnancy in human females under the age of 20 at the time that the pregnancy ends. Low-income communities have the highest teenage pregnancy rates in the United States. Because of the fact that this is a very controversial issue in the United States, it is very important that most questions be addressed. Questions like, why is a teenage girl in Mississippi four times as likely to give birth as a teenage girl in New Hampshire? Or why is the teen birth rate in Massachusetts 19Read MoreTeen Pregnancy : Teenage Pregnancy1404 Words   |  6 PagesLauryn Jones Block 5 4/27/16 What is Teen Pregnancy? Teenage pregnancy is pregnancy in human females under the age of 20. A girl can become pregnant from sexual intercourse after she has begun to ovulate which can be before her first menstrual period, but usually occurs after the onset of her periods. In well-nourished girls, menarche usually takes place around the age of 12 or 13. Most teenage girls don t plan to get pregnant, but many do. Teen pregnancies carry extra health risks to both the motherRead MoreTeenage Pregnancy And Teen Pregnancy1743 Words   |  7 Pagesnegative media teenage mothers struggle to find the positive sides to motherhood. Teenage pregnancy can be dificult and life changing, but unlike the renowned negative beliefs all over the world, there are positive sides to teenage pregnancy. Most research that is done on teen pregnancy is based on the hardships and struggles on teen mothers, making it easy to forget the good that can come from teen pregnancy. A teenage mother can create a good l ife for herself and her children. Teenage mothers areRead MoreTeenage Pregnancy And Teen Pregnancy905 Words   |  4 Pagesâ€Å"16 and Pregnant†/ â€Å"Teen Mom† Promote or Discourage Teenage Pregnancy? (Agree/Promote) When it comes to the topic of do TV shows like â€Å"16 and Pregnant† and â€Å"Teen Mom† promote or discourage teenage pregnancy, most of us will readily agree that it in fact does promote teenage pregnancy. Where this agreement usually ends, however, is on the question of how does this promote teenage pregnancy. Whereas some are convinced that it promotes teenage pregnancy through the fame some of the young couples haveRead MoreTeenage Pregnancy And Teen Pregnancy871 Words   |  4 Pagesof do TV shows like â€Å"16 and Pregnant† and â€Å"Teen Mom† promote or discourage teenage pregnancy, most of us will readily agree that it in fact does promote teenage pregnancy. Where this agreement usually ends, however, is on the question of how does this promote teenage pregnancy. Whereas some are convinced that it promotes teenage pregnancy through the fame some of the young couples have achieved, others maintain that it in fact discourages teenage pregnancy by showing the struggles and realities ofRead MoreTeenage Pregnancy And Teen Pregnancy1057 Words   |  5 PagesTeenage pregnancy is a common thing here in America. It seems teens are getting pregnant more than the average married couple. There are some risk factors teen moms face and there is also another great turn outs. There is a major difference between the two. It’s important to tell teens the turnouts of teen pregnancy for the good and bad parts. There are risks of having sex, teen moms can make a difference for her and the baby, the risk of having HIV and/or any other STD’s, and the effects on theRead MoreTeenage Pregnancy And Teen Pregnancy1341 Words   |  6 PagesTeenage pregnancy is a prominent dilemma in our nation because it continues to place adolescents into delinquency. According to the United States Health and Human Services, three out of ten American teen girls will become pregnant at least once before they reach the age of twenty. That is nearly 750 ,000 teen pregnancies in a year (1) (HHS Pg.2 2014). Also according to U.S. Department of State, teen pregnancy budgets the United States and tax payers approximately seven billion dollars annually (2)Read MoreTeenage Pregnancy And Teen Pregnancy2089 Words   |  9 Pagessurprise me since this is something common here in the Imperial Valley; we have such a high rate of teen pregnancy. What really caught my attention was that she was not alone; she had in her cart a toddler that kept referring her to mom. All I could think of was that such a young girl should not be concerned with raising a child, especially not two. Most young girls should be spending their teen years hanging out with their friends, going to parties, and enjoying school, but getting pregnant soRead MoreTeen Pregnancy And Teenage Pregnancy1456 Words   |  6 Pagesteenagers (Kristof). Clearly, teen pregnancy is a concern among many people in the U.S. One way to help the teen pregnancy statistics would be birth c ontrol. Teenagers should have more access to birth control, particularly LARCs (long-acting reversible contraceptives), and be more informed about it. There are many reasons why this should be. For starters, it would help the child and the mother. It could also help the U.S. not be so high on the list of number of teen pregnancies in the world. Over time

Thursday, May 7, 2020

Liquidity And Liquidity Risk Management Essay - 1170 Words

Liquidity and Liquidity Risk Assets come in many forms, differentiating in their liquidity. Liquidity, by definition, is how easy an asset can be traded (Hertrich, 2015). Different assets have different abilities to be traded, cash being the easiest; hence cash is the most liquid asset. This causes price differentiation, where more liquid assets have higher price tags and lower trading costs (Hertrich, 2015). This makes more liquid assets more attractive for investors. When assets have low liquidity there are risks involved for investors because there is a chance that the asset cannot be turned into cash when needed. Liquidity risk calculates the difficulty of selling an asset in return for cash (Currie, 2011). Liquidity risk is associated with low liquidity; hence there is a negative relationship between liquidity and liquidity risk (Hertrich, 2015). This implies that the higher the liquidity risk of the asset, the less the possibility the asset can be traded. Typically, financial markets in developed countries are liquid; however, in the US during the Global Financial Crisis [GFC], many homeowners were unable to sell their houses due to declining prices and falling demand, so the housing market became illiquid (Currie, 2011). The GFC demonstrated how volatile liquidity can be and that â€Å"liquidity disruption could be system-wide,† seen by its global effect (Bessis, 2015). During the GFC, there was also a systemic bank crisis. At a bank’s perspective, liquidity is theShow MoreRelatedLiquidity Risk, Distinctions Between Asset Liquidity And Liability Liquidity Management Essay1838 Words   |  8 Pagesinvestigate liquidity risk, distinctions between asset liquidity and liability liquidity management, as well as the main features of an effective liquidity management. 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Where [21] conducted a field study of risk management and Islamic banks, where a study on 17 Islamic bank in 10 countries (including Bahrain, Egypt, Malaysia and the United Arab Emirates). And suggests that Risk Management for Islamic banks include three basic components: Establishing Appropriate Risk Management Environment and Sound Policies and ProceduresRead MoreThe Value Of Instruments With Intermediate And Long Maturities166 9 Words   |  7 PagesTD Bank would need to take into account when managing interest rate risk the effect of on its net income and net interest income in order to evaluate the input of noninterest income and operating outlays toward the interest rate risk exposure. In particular, a bank with significant fee income should assess the extent to which that fee income is sensitive to rate vicissitudes. From a capital perspective, a bank should consider how intermediate (two years to five years) and long-term (more than fiveRead MoreBank Accounting Essay1000 Words   |  4 Pagesthe undistributed profits and reserves, retained earnings, profits, and their authentication whether an adequate capital are generated through this channel or not. †¢ To determine the quality sources of earnings and incomes, budgeting policies and Management Information Systems (MIS). Ratings Criteria for Earnings:- †¢ A rating of A+ or 1 states that a bank has strong and sufficient earnings to support operations and conserve an adequate capital level and allowances after taking into consideration theRead MoreRole of Bank Capital1375 Words   |  6 Pagesequal with the amount of risks assumed and hold enough to weather severe and considerably long financial storms. Roles of Bank Capital Banks are susceptible to many forms of systematic risk which at times can evolve into industrial crisis. The risks they face include credit risk, market risk, business risk and interest rate risk to name a few. And bank capital plays an essential role in the absorption of losses related to these risks. Credit Risk Credit risk is the risk that an obligator will

Wednesday, May 6, 2020

Difference Between Behaviourism and Cognitism Free Essays

When the Cognitive Revolution overturned Behaviorism as the dominant paradigm of learning, many people believed cognitivism to be radically different than behaviorism as it tried to explain many of the characteristics of learning that behaviorism failed to account for. For example, behaviorism emphasized only the change in outward behavior, which they defined as learning. Behaviorism declares the mechanistic and deterministic views of the law of effect, classical and operant conditioning, and ultimately the explanation of learning due purely to biological factors. We will write a custom essay sample on Difference Between Behaviourism and Cognitism or any similar topic only for you Order Now Behaviorism considers factors such as reinforcement history and maturation levels in affecting the ability it learn, and emphasizes maintaining learned behavior through repeated reviews of expectations and schedules of reinforcement. Cognitivism, on the other hand, defines learning more broadly to include a change in thinking, beliefs, attitudes, and values. It emphasizes the role of the mind as a schematic network and recognizes the importance of prior knowledge in making new connections. Ultimately, learning is compared to a computer model of processing information, which includes many processes that cannot be seen or measured. Cognitivism focuses on the role of memory in storing and retrieving knowledge. Transfer is seen as being the goal of acquiring knowledge so that people can apply that knowledge in new domains. Also, Cognitivism recognizes the influence of motivation on learning in encouraging people to learn things to a greater degree. Cognitivism accounts for more complex forms of thinking and learning. Although these two theories have many significant differences, they also have some similarities. Although I feel the cognitive psychology went a lot further in explaining the nature of learning, it does not completely escape the criticisms of behaviorism as far as mechanism and determinism. According to Williams, even though the cognitive revolution tried to remedy the mechanistic and deterministic aspects of behaviorism, it did not succeed. Both behaviorism and cognitivism are mechanistic and deterministic. In both behaviorism and cognitivism, people are seen as mechanical machines that react according to circumstance and behavior can be predicted based on either a Stimulus-Response or according to the information inputted into the computer machine. They are both missing significant factors of learning as far as accounting for learning in social contexts. They also both have aspects of a â€Å"black box† in them that does not completely explain how or why the learning occurs. For behaviorism, the â€Å"black box† is the explanation between stimulus and response. In Cognitivism, it is how the central executive works, or what controls the working memory. Williams pointed out that theories just create homunculi that are like little men in our brains controlling what’s going on, but never really explaining anything more for us. How to cite Difference Between Behaviourism and Cognitism, Essay examples

Monday, April 27, 2020

Muscular Disorders Case Report free essay sample

A mother presents with her 13 y/o son with a history of frequent falls, difficulty getting up from a lying or sitting position, trouble jumping, large calf muscles and poor grades in school. Based on the description and symptoms given, the likely diagnosis would be Duchenne’s muscular dystrophy, or DMD; although DMD and its symptoms tend to show up at an earlier age but not always. This type of muscular dystrophy is the most common and severe form of the dystrophinopathic diseases. Dystrophinopathic diseases are muscular dystrophies that are of a genetic nature caused by a deficiency in the protein dystrophin. This protein is vital to muscle function and contraction. In the case of DMD, there is a mutation in the gene, called the DMD gene, responsible for producing dystrophin causing a deficiency. This gene mutation is X-linked recessive and is inherited. This means that females in the family carry the gene mutation and can pass is on to their offspring male or female, but it is expressed in the males. We will write a custom essay sample on Muscular Disorders Case Report or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page DMD is usually diagnosed when a young boy shows signs of muscle weakness and there is a family history of the disease. Per Genome (2010), â€Å"a muscle biopsy for dystrophin studies can also be done to look for abnormal levels of dystrophin in the muscle. † Genome (2010), also states that â€Å"genetic testing on a blood sample for changes in the DMD gene can help establish the diagnosis of Duchenne’s muscular dystrophy without performing a muscle biopsy. † For most individuals, a combination of these testing methods is used to confirm a diagnosis of DMD. There is no known cure for DMD. Treatment involves treating the symptoms and keeping the patient as comfortable as possible. Medline (2012) says that â€Å"steroid drugs can slow the loss of muscle strength and may be started when the child is diagnosed or when muscle strength begins to decline. † Other drugs, such as Albuterol, can be used to control breathing problems that occur in the later stages of the disease and drugs to help with heart functions are prescribed to help control any cardio symptoms that may be present. The prognosis for individuals with DMD is bleak; it is a rapidly progressive disease and patients with DMD usually surrender to the disease or complications from it in their 20’s or 30’s, sometimes even earlier. I grew up with a family next door to me in which the two oldest boys had DMD. The disease eventually took both of their lives. The oldest boy did live long enough to graduate from high school but the younger of the two died from complications when he was 16. It was horrible for the family to stand by and watch their sons slowly decline and eventually die. This disease continued to plague their lives when the daughters passed it on to their boys and probably still plagues them today. There have been great strides in the field of research in regards to DMD but as of yet no cure has been found. Hopefully one day, there will be a cure for this devastating, debilitating disease and no more families will be forced to watch their children die right before their eyes.

Thursday, March 19, 2020

General and Task Environment Essays

General and Task Environment Essays General and Task Environment Paper General and Task Environment Paper Lastly the Political-Legal Dimension discusses the relationship between business and government. In the task environment you have the competitors, customers, suppliers, regulators, and the strategic partners. The competitors are other companies that offer the same services. The customers are the people that pay money for the services provided by the company. The us pliers are the people that supply the companys resources. The regulators regulate or influence the companys policies and procedures. Strategic partners are two or more companies that work together. 2. Do organizations have ethics? Why or why not? Organizations have ethical standards that they come up with. They have these standards in order to set guidelines for what is acceptable and not acceptable behavior for workers. 3. What are the arguments for and against social responsibility on the part of businesses? In your opinion, which set of arguments is more compelling? The argument for social responsibility is that businesses cause some of societys problems so they should be responsible for fixing the problems. Also, because businesses have lots of resources they are in a position to revive help and so they should be obligated to do so. : Some arguments against social responsibility are that if businesses are involved in social programs they will have too much power over the decisions made. Also, there is potential for conflicts of interest. In my opinion, businesses should definitely have some social responsibility. They should be more than willing to help the people that support the business in the first place. I do however agree that there should be some guidelines in place to govern the decisions that business make for society. 4. Describe the basic levels of international business involvement. Why might a firm use more than one level at the same time? Levels of international business include; Importing and exporting which is how companies give and receive goods from other countries. Licensing is when one company lets another company share its name or brand in exchange for services. Strategic alliances are when two or more companies work together to gain something. Direct investment is when a company that is in one county builds facilities in a foreign country. A company may use ore than one level in order to make everything run together. For example, importing and exporting would be easier if you have a strategic alliance with a company that already has a relationship with other importers and exporters. 5. Describe various barriers to international trade. Barriers to international trade can include taxes, quotas, and export restraints. These barriers can make it difficult for companies to import and export because the guidelines are so strict. Taxes can be too expensive, quotas might be too low, and export restraints might inhibit a company from getting full value of a service.

Tuesday, March 3, 2020

Resolving Conflict and Disagreements

Resolving Conflict and Disagreements Conflict tends to be a part of our lives and all too often, is inevitable. Emotions run high when dealing with differences over the best way to deal with differences.  Dealing with conflict and disagreement effectively is half the battle and can create positive outcomes. When conflict and disagreement are handled inappropriately, the outcome can be destructive and are rarely in the best interest of either party. At the same time, all of the parties are often under a lot of pressure.  There are more and more demands put on public education without enough resources, not only monetary but also human (not enough qualified personnel) and often those resources, but physical and the time of the professionals, are stretched thin.  At the same time, with the spread of information, often misinformation, parents sometimes pressure teachers and schools to try therapies or educational strategies that are not based on data and peer-reviewed research.   The Investments of Stakeholders Parents:   Often parents have powerfully conflicting emotions.  On one hand, they are extraordinarily protective while at the same time may feel shame or guilt over their childs disabilities.  Sometimes parents conceal these feelings, even from themselves, by coming on strong.  It is sometimes easy to become defensive, rather than hearing the love, concern and perhaps even guilt that the parents are communicating.  Teachers and Para-professionals:  Good teachers seek to do what is best for their students and take pride in their effectiveness as educators.  Sometimes we become thin-skinned if we think parents or administrators are questioning either our integrity or our commitment to the student.  Relax.  Its easier said than done, but we need to reflect rather than becoming overly reactive.  Administrators:  As well as being accountable to parents and students, administrators are also accountable to superiors who are charged with protecting the interests of the school districts, which may include keeping the costs of providing services down.  That is why they are often called the Local Education Authority (LEA) in our meetings.  Some administrators, unfortunately, dont understand that investing time and attention into their staff will produce better outcomes for everyone.   Strategies for Handling Conflicts and Disagreements Differences must be resolved - it is in the best interest of the child to do so. Remember, sometimes a disagreement occurs as a direct result of a misunderstanding. Always clarify the issues at hand. Parents and school staff members must work closely together to address the issues.Pro-active means of reducing conflict include sharing positive information about the student with parents in an ongoing manner.  It is essential for both parties to realize that the goals for the child are shared goals. Both must agree that the childs interest comes first.Avoid confrontation and deal specifically with solutions to the identified issues and be prepared to offer alternatives.Always deal with the issues rather than the emotions and the people involved. Acknowledging the emotions may be a positive way to diffuse them.  Decide on what you can compromise on, effective resolution usually requires some form of compromise on both parties behalf.Be sure that your expectations are realistic and reasonable.Specify both long term and short term goals and state when a follow-up visit should occur.All parties need to commit to the recommended solutions and agree jointly.All parties must rely on ea ch other, it is, therefore, essential to work out differences and work together regardless of how sensitive the issue is.

Saturday, February 15, 2020

Reflection Paper Number two Advantages of Evaluation Essay

Reflection Paper Number two Advantages of Evaluation - Essay Example I will be explaining each area of discussion by providing examples and facts to present it in the most effective way. Evaluation is a key to success as it helps in meeting a person's needs from day to day activity or program in the Recreation and Leisure Service. It is very important in other sectors too. Evaluation is important for our program as recreation and leisure are indispensable part of our lives. Man cannot keep on working without taking any break. I feel that the professionals of recreation and leisure industry should focus on evaluation of the services provided by them to the clients in order to be successful in their professions. According to the bulletin of Department of Recreation and Leisure Studies, College of Health and Human Services, "Every year, millions of people spend an increasing amount of time in pursuit of beneficial leisure and recreation experiences As the world's leading industry, recreation and leisure spending accounts for approximately one trillion dollars a year." (para.9) Hence this is the most profitable time for the recreation and leisure industry. There are immense opportunities of growth in this sector. But this growth is achievable only if the professionals and services involved in these activities perform well. It is not enough to chalk out pl ans and strategies of performance and distribute it to different levels of workers. It is also necessary to check whether the planned objectives and strategies are heading towards the right direction. The only way to do this is through evaluation. Through this method the shortcomings can be identified and rectified to achieve optimum growth and success. For e.g. nowadays there is a great boom in the hospitality sector. People have started using the services of hotels a lot. But if the hotel does not provide proper services to the customers, the customers will stop staying in that hotel and turn to its competitors. In order to check whether the customers are being served properly or not the hotel manager should keep on evaluating the hotel staffs' performance from time to time. He should check whether they behave courteously or not, whether their service is prompt or not, whether the cleaning of rooms and toilets are up to the mark or not. In addition to all this the hotel kitchen an d the quality of food should be evaluated constantly. It should be checked whether the purchase department of the hotel is purchasing good quality groceries, vegetables and other foodstuff or not. The quality of drinking water should also be of utmost priority in the evaluation agenda. In other words even the minutest details should be evaluated to ensure proper functioning of the hotel. If not done so it is impossible to get back the goodwill of a dissatisfied customer, especially when so many options are available to him. Nowadays all the people involved in the recreation and leisure program keep evaluating their performances from time to time because it is the topmost need of the competitive times we are living in. So

Sunday, February 2, 2020

Every Act of Terrorism is a Wrongful Act Essay Example | Topics and Well Written Essays - 3500 words

Every Act of Terrorism is a Wrongful Act - Essay Example   The first question is "what is terrorism" and the second question is " can the act of terrorism be morally justified" or to put it on the focus of the paper, whether terrorism is always wrong or not. Philosophers have presented a variety of positions on both questions. With regards to the definition of terrorism, their dominant view looks to allow the core meaning "terrorism" has in universal use. Terrorism is considered as a form of violence (Brzoska 2014, p. 67). A number o definitions stress the experience of fear or terror as the main of that violent act. Neither terror nor violence is inflicted for its own personal sake, but instead for the sake of an unrelated aim like coercion or political goal (Primoratz 2012, p. 23). However, there are definitions, as well, which sever the abstract connection of terrorism with terror or with violence (Wright 2007, p. 21). With regards to the moral stance of terrorism, many philosophers have different opinions on how that is to be determi ned, as well as what the determination is. Consequentialists recommend viewing terrorism, like everything else, taking into consideration its consequences (Walzer 2006, p. 3). Nonconsequentialists claim that its moral stance is not just a matter of what effects, on balance, terrorism has, but is instead determined, whether only or mainly, by what it is. Stances on the ethics of terrorism vary from justification when its effects on balance are upright, or when some deontological moral needs have contended, to its almost absolute, absolute or rejection (Honderich 2004, p. 14). The essay is going to discuss whether terrorism is always wrong.  

Saturday, January 25, 2020

Effects of Lab by Inquiry in Educational Settings

Effects of Lab by Inquiry in Educational Settings Briana Bruske Abstract The purpose of this literature research was to distinguish the differences between verification and inquiry based laboratory experiments in educational settings, and their effect on student education. Examples of the incorporation of inquiry into course curriculum were found. The effect of inquiry on knowledge type gained by students, and classification of their laboratory reflective statements was analyzed based on results contained in various literature sources. Literature based survey results depicting student attitudes toward verification versus inquiry, and guided inquiry versus open inquiry were obtained and discussed. Suggestions for instructors as regards to the incorporation of inquiry into laboratory settings, and guidelines to do so were obtained and presented in this literature paper. It was determined that, though both verification and inquiry experiments have benefits, inquiry allows development of student skills that may not be otherwise obtained through a verification experiment, and allows for a more student-driven laboratory setting. Introduction: Experimenting in the lab is a way for students to learn hands-on about the concepts they cover in lecture.1 The average laboratory experiment falls within the category of â€Å"cookbook style,† or â€Å"verification experiment.† These terms will be used interchangeably throughout this research paper. A verification experiment consists of students following a list of instructions, provided to them by the instructor, to verify a concept learned in lecture.2 The laboratory instructions for verification experiments often follow a similar format to instructions in cookbooks; hence the term â€Å"cookbook style.† Various educational institutes have replaced a number of verification labs to incorporate lab by inquiry into chemistry courses.213 Lab by inquiry can be separated into two major categories. These categories are guided-inquiry and open-inquiry.1 Alan Colburn defines guided and open inquiry in his article, â€Å"An Inquiry Primer.†4 Guided inquiry consis ts of the instructor providing students with only a problem and the materials to solve it. Students devising their own laboratory procedures to solve the problem is a requirement for guided inquiry.4 Open inquiry is similar to guided inquiry, with the exception that students must come up with their own problem to solve along with their own procedure.4 Open inquiry involves a higher level of difficulty than guided inquiry, because students are provided with less information and guidance to devise problems and develop procedures. The National Scientific Education Standards state the importance of inquiry in learning scientific concepts, and outline the abilities required to do scientific inquiry. These abilities include identifying questions and concepts that guide investigation, designing and conducting investigations, using technology and mathematics to improve upon communications and investigations, formulation and revision of scientific explanations and models using evidence and logic, recognition and analysis of alternative explanations and models, communication and defense of scientific arguments, and understanding of scientific inquiry5. Appendix Research Involving the Creation of a Heat-Transfer Guided Inquiry Lab for Allied Health Students at Rochester Community and Technical College Undergraduate Research was done to create a heat-transfer guided inquiry based lab for Allied Health students at Rochester Community and Technical College, under the advising of Dr. Heather Sklenicka. The Allied Health student class did not have a heat-transfer lab, and no exposure to lab by inquiry. In this lab, students were given the opportunity to develop their own procedures to solve a given problem. The given problem applied to a real-life situation, which involved imagining they were opening their own coffee shops in a busy college town. Students had to determine the best container to sell their customers’ coffee in, i.e. the container that contained[ZJM3] heat most effectively. This required the students to test various coffee mugs, thermoses, and other containers for their efficiency in preventing the transfer of heat from the system to the surroundings. Students were asked various pre- and post-lab questions regarding the lab. Students were asked what their interest level in the lab was pre- and post-lab. Most students were interested in the topic of the lab prior to beginning experimentations, and remained interested or became more interested after the lab. Post-lab, students were asked whether the lab helped them further understand the concept of heat transfer as applied to a real-life situation, and all students surveyed that, in fact, it did. Students were asked if they had or planned to speak with others outside of lab about their experience with the lab, and most students surveyed that they had or planned to do so. When asked whether they enjoyed developing their own procedures, students surveyed that it was one of the most difficult parts of the lab, however, it was among one of their favorite portions of the lab. Results and Discussion: A group of researchers from the Departments of Chemistry and Biochemistry at the University of Arizona, Tucson, Arizona, studied the effects that different levels of inquiry had on General Chemistry students’ written lab reflections. Written lab reflections refer to post-lab responses regarding work done in lab, and analysis of data collected during experimentations. Figure 13 displays the results from this research of the various types of reflective statements shown by students and how they varied based on level of inquiry. The amount of evaluation statements varied little amongst the different types of labs. Evaluation statements consist of analysis of data obtained in lab.3 The largest portion of statements in written lab reflection fell under the category of knowledge statements. Knowledge statements consist of reflections regarding knowledge gained from lab experiments.3 Guided inquiry had the lowest amount of knowledge statements, likely due to a higher portion of improv ement statements. The amount of improvement statements in students’ written lab reflections varied the most among the different levels of inquiry in lab. Improvement statements consist of possible modifications that could be made to methods or the experiment itself.3 This is reasonable because, unlike verification experiments, inquiry requires students to develop their own procedures. This allows for a more significant amount of lab technique and procedural error, resulting in a more significant amount of inaccuracy in experimental data. Students must then explain error in results and this often consists of reflecting upon experimental mistakes and how improvements can be made to allow for improved experimental results. The University of Arizona researchers also focused on knowledge type gained from experiments based on students’ written reflections. Revised Bloom’s Taxonomy6 was used to categorize students’ reflective statements reguarding knowledge gained from laboratory work.3 Bloom’s Revised Taxonomy can be broken down into four knowledge type categories; metacognitive, procedural, conceptual, and factual.6 Metacognitive can be described as the knowledge regarding cognition. The awarness of one’s own cognition falls under this category as well. Examples of metacognitive knowledge would be strategic knowledge, knowledge regarding cognitive tasks, consisting of appropriate contextual and conditional knowledge, and knowledge of oneself and abilities. Procedural knowledge consists of knowing how to go about a task. Examples of procedureal knowledge would be agorithms, techniques, and determination of when to use proper procedures.6 Factual knowledge is the basic in formation students’ must know to be familiar with a discipline and solve problems related to it. Examples of this would be knowledge of terminology, specific details, and basic information regarding a topic.6 Conceptual knowledge consists of the ability to see the connection between basic concepts and a larger picture or problem, allowing them to work together. Examples of this type of knowledge would be knowing certain classifications, principles, categories, and generalizations, as well as theories, structures, and models.6 Figure 23 depicts the level of the various types of knowledge gained in the laboratory based on students’ written reflections and the level in inquiry involved in the experiment. As one can see, students’ reflections in inquiry labs display a larger portion of metacognitive and procedural knowledge than the verification, while the verification lab reflections showed more factual and conceptual knowledge. In guided inquiry, students are pushed to focus more on the procedure and how one would go about solving a given problem. This requires a higher level of thinking and problem solving skills than that involved in a verification lab. A group[ZJM4] of researchers from a Texas University conducted surveys of students’ attitudes toward guided inquiry and open inquiry.1 Before conducting these surveys, students were tested as to whether they were able to correctly distinguish between guided inquiry and open inquiry scenarios. The surveys regarding attitudes toward guided inquiry and open inquiry labs were then given to 322 students who were able to correctly identify both laboratory scenarios.1 This legitimizes the results of the surveys because the 322 students surveyed more than likely understood exactly what the questions were asking, and were able to accurately state their opinion of guided and open inquiry labs. Table 1: Students’ Survey Statements Regarding Guided Inquiry1 Table 11 depicts the results of the survey regarding guided inquiry laboratories. The left statements correspond to positive attitudes while the right statements correspond to negative attitudes. Students generally had a positive attitude toward guided inquiry experiments. This is shown by the higher percentages agreeing with the left statements over the right statements. Table 2: Students’ Survey Statements Regarding Open Inquiry1 Table 21 depicts the results from the survey regarding open-inquiry laboratory experiments. The left and right statements were the same as those shown in the guided-inquiry survey (see Table 1). Students generally had a less positive attitude toward open-inquiry experiments when compared to guided inquiry. Table 3: Students’ Survey Statement Regarding Both Open and Guided Inquiry1 Table 31 displays the results from the survey regarding both open and guided inquiry laboratory experiments. Left statements generally corresponded to positive attitudes toward open inquiry labs while right statements corresponded to positive attitudes toward guided inquiry. Students’ survey answers generally favored guided inquiry over open inquiry. This is shown by the higher percentages in Table 3 agreeing with the right statements. Research, regarding the conversion of verification experiments to guided inquiry experiments in the general chemistry classroom, was conducted by students at the U.S. Millitary Academy (USMA) in West Point, New York.2 The focus on the scientific method within the general chemistry course offered much room for improvement of students’ critical thinking skills through guided inquiry experiments.2 Table 42 depicts the results from a survey of USMA general chemistry students after completion of guided inquiry laboratory experiments. The results from the USMA research survey are much in line with the results from the Texas University group regarding students’ attitudes toward guided inquiry (see Table 1). Students generally showed a positive attitude toward guided inquiry. Though there are no concrete rules to converting verification labs to inquiry experiments, the USMA research group put forth general guidelines to assist instructors in creating their own inquiry experiments or converting old verification style to inquiry format.2 Step 1 would be to select an experiment from the course curriculum. The experiment should include fairly simple and easy-to-understand concepts. Data should be collected using an uncomplicated apparatus, and allow for a quantitative and mathematical relationship between variables. Conclusions from the analysis of experimental data should be able to be tested.2 Step 2 would be to alter the introductory (pre-lab) material so that major concepts would not be taught before lab time.2 Students should learn concepts based on experiments in lab and interpretation of data collected. Step 3 would consist of significantly reducing the amount of detail put into procedural steps in the lab handout. This would require more thought on th e part of the students regarding how to collect relevant data and how to interpret it.2 Step 4 includes adding a step or procedure to the end of the lab, allowing students to authenticate their analysis of data and conclusions regarding important concepts.2 The last step would be to include short questions to guide student thoughts and include in the laboratory report.2 An example of a conversion of a verification experiment to guided inquiry can be found in Table 5.2 The USMA converted a freezing point depression verification experiment to a guided inquiry lab.2 There are clear differences shown between the verification and inquiry versions of the lab regarding purpose, schedule of lab time, objectives, laboratory introduction, procedure, and instructior and teaching assistant duties[ZJM5]. Conclusion: Both verification and inquiry experiments have benefits. However, inquiry can provide a more challenging laboratory experience for students and lead to development of skills that may not have been otherwise acquainted[ZJM6] with in cookbook or â€Å"verification† experiments. Based on various literature sources132 and undergraduate research done at Rochester Community and Technical College (see Appendix[ZJM7]), lab by inquiry is an effective way to teach students critical thinking and problem solving skills, while allowing students to discover concepts within a laboratory setting before learning them in lecture. Students generally have a positive attitude toward inquiry.12 Inquiry also allows for a break from the typical verification experiment, and a more student-driven laboratory setting. Instructors can incorporate inquiry into curriculum by the conversion of previously developed verification experiments into inquiry labs.2 References: (1) Chatterjee, S.; Williamson, V. M.; McCann, K.; Peck, M. L. J. Chem. Educ. 2009, 86, 1427. (2) Allen, J. B.; Barker, L. N.; Ramsden, J. H. J. Chem. Educ. 1986, 63, 533. (3) Xu, H.; Talanquer, V. J. Chem. Educ. 2013, 90, 21–28. (4) Colburn, A. Sci. Scope 2000, 23, 42–44. (5) Council, N. R. National science education standards; National Academy Press, 1996. (6) Krathwohl, D. R. Theory Pract. 2002, 41, 212–218. [ZJM1]When you elude to the fact that inquiry-based labs allow for better development of student skills, you might want to mention the measure(s) used to determine this. That way people know the assessment and can choose to read on from there. [ZJM2]I’d move the appendix to the end. It is really something appended to the article that doesn’t really belong in the flow of the article. [ZJM3]Retained? [ZJM4]Something you might consider is to add a few subheadings in the body of your discussion. You are really tackling two areas of inquiry labs: 1. The effectiveness of the labs and 2. Student attitudes toward inquiry. It might be nice to offset them with headings instead of just a paragraph indent to focus the reader’s attention even further. [ZJM5]Is there data on the effectiveness of these labs to corroborate your statements from the Arizona research group? [ZJM6]Acquired? [ZJM7]Do you have results in the form of tables/graphs for the research you did? It might help out here bridging your paper together†¦and in that case, you don’t necessarily need to call it an appendix either.

Friday, January 17, 2020

Kindergarten History Essay

The development of early childhood education in the United States has been spearheaded by the need for an emerging society to cope with social and economic challenges. There are at important reasons why early childhood education gained more acceptance through the years. As society opened up to accepting women as part of the workforce, working mothers demanded more institutions that can accept early education for their children. The desire of the government to make their citizens more globally competitive increased thereby supporting education from the very young levels of citizenry. Educators and leaders believed that poor communities have better chances of development if illiteracy is arrested the earliest possible time. And best reason why early childhood education has developed is the great response in children that all programs have been challenged to sustain. Caldwell shares her thoughts on how parents and teachers could sustain this excitement for learning innate in children. â€Å"Yes, it’s thrilling to be part of that excitement for learning. I think the first thing that adults have to do is respect it. Curiosity is an absolutely wonderful thing, yet sometimes parents and teachers find it annoying-the 50th â€Å"why† question of the day, for example. Parents want to pull out their hair and say, â€Å"Oh come on, we’ve talked about that enough. † So the most important thing for that excitement and curiosity is to reward it, to let children know that we are impressed that they are curious about something. † (Mabie, 2001) Kindergarten is an educational program for students aged three to seven. Programs usually last from half to full days. Educators believe that the kindergarten is a venue for developing early knowledge, skills and attitude of children that will help them get a jump start at formal education. The origins of early childhood education in the US can be found in Europe. Jean Fredrick Oberlin founded a school in 1767 in France. His wife, Madame Madeleine Oberlin taught children from two to three years old. The school focused on exercise and play and handicrafts. It was more popularly known as the â€Å"knitting† school. In 1837, Freidrich Froebel put up the first school to be called a â€Å"kindergarten† in Blankenburg, Germany. His school became the first school in the world to envision education primarily for children in the pre-schooling age. Froebel is known as the creator of Kindergarten. His concept involved theories of childhood teaching and teaching material development. He also wrote the first Syllabus of Education of Man that listed basic theories of childhood education that guided schools worldwide. Early Childhood School in the US started as early child health centers. They were patterned after the French ‘cribs’ in Paris in 1844 where governments put up these centers to care for children of mothers who had to work. Whether these centers were first found in Philadelphia or New York, where women had to work during the Civil Wars, it is important to note that these centers were focused on caring for these children rather than educating them. But due to the migration of Germans to America, the concepts of kindergarten soon landed on American soil through Margarethe Schurz. In 1856, she put up the first American kindergarten in Watertown, Wisconsin. The school used German as the medium of instruction. â€Å"The first English-speaking kindergarten was found in Boston in 1860 by Elizabeth Peabody. For many years, she traveled throughout the United States, speaking about the purpose of kindergartens and their benefits to children. She helped establish kindergartens wherever she went. The first public school kindergarten was established in 1873 in St. Louis. Susan Blow, the teacher, lectured and taught kindergarten education, continuing to be a champion of Froebelian kindergarten education throughout her life. † (Spodek, 1991) By the late 1920’s, the centers realized that besides keeping the children clean and fed, there was the opportunity to transform the venue to serve for educational needs. â€Å"The average poor child in 1860s St. Louis completed three years of school before being forced to begin work at age 10. Susan Elizabeth Blow addressed that problem by offering education to children earlier. Applying Friedrich Froebel’s theories, she opened the United States’ first successful public kindergarten at St. Louis’ Des Peres School in 1873. Blow taught children in the morning and teachers in the afternoon. By 1883 every St. Louis public school had a kindergarten, making the city a model for the nation. Devoting her life to early education, Susan Blow was instrumental in establishing kindergartens throughout America. † (Watson, 1997) Maria Montessori has been a household name in early childhood education because of the amount of work and research that Maria Montessori has brought into early childhood education. As a physician working in a psychiatric clinic in Rome, she discovered that it was possible to train mentally defective children in order for them to be safer and become part of a productive sector of society. Her success of handicapped children led into her to be hired to help non-handicapped children as well. Her practice and further research helped Montessori develop a curriculum for children that helped them maximize their full potentials in reading and learning. Montessori schools began to get established in the United States before the World War. Although crash in the economy led these Montessori schools to fade in the 1930s, there came a resurgence of Montessori institutions by the 1950s. Though the Montessori Method was very popular, it would be best to note that some Montessori associations are purist of the methods while others were not. Today, early childhood educators are serious and committed in developing the kindergarten in helping future citizens of the country in becoming productive and responsible citizens. References: Watson, Bruce. 1997. Kindergarten. http://www. geocities. com/Athens/Forum/7905/fblkind. html Mabie, Grant E. 2001. A life with young learners: an interview with Bettye M. Caldwell. The Educational Forum. http://findarticles. com/p/articles/mi_qa4013/is_200110/ai_n8999175 Spodex, Bernard. 1991. Foundations of Early Childhood Education. Allyn and Bacon. Boston.

Thursday, January 9, 2020

The Handmaid s Tale By Margaret Atwood - 1822 Words

In Margaret Atwood’s The Handmaid’s Tale, one discovers the dystopian society of the Republic of Gilead. This society was created in order to keep the birth rates from the continuous decline and deals with the problem by requiring women to have government-sanctioned sex. Women are only treated as if they are a pair of ovaries and the only purpose that they have is to keep the country populated . If a Handmaid is unable to reproduce, they are punished for their failures. â€Å"Having given birth successfully, the Handmaid can rest assured that she will not be sent the Colonies, where ‘unwomen’ clean up toxic dumps and radiation spills. † (Miner 149). If a Handmaid is unable to do their duties, they are sent away, and there is a great chance they will not return. The sex they are giving to their Commander is in no way romantic, nor is there any real love involved. Offred, a Handmaid, remembers the life she once lived before becoming a Handmaid. The women who become Handmaid’s are given names that are not really their own. â€Å"My name isn’t Offred, I have another name, which nobody uses anymore because it’s forbidden. I tell myself it doesn’t matter, your name is like your telephone number, useful only to others; but what I tell myself is wrong, it does matter† (Atwood 84). The government has brainwashed these women into believing that they do not really matter and they have no real purpose. The government has taken away their names and given them the names of their Commander. InShow MoreRelatedThe Handmaid s Tale By Margaret Atwood1357 Words   |  6 PagesOxford definition: â€Å"the advocacy of women s rights on the ground of the equality of the sexes† (Oxford dictionary). In the novel The Handmaid’s Tale, Margaret Atwood explores feminism through the themes of women’s bodies as political tools, the dynamics of rape culture and the society of complacency. Margaret Atwood was born in 1939, at the beginning of WWII, growing up in a time of fear. In the autumn of 1984, when she began writing The Handmaid’s Tale, she was living in West Berlin. The BerlinRead MoreThe Handmaid s Tale By Margaret Atwood1249 Words   |  5 PagesDystopian Research Essay: The Handmaid’s Tale by Margaret Atwood In the words of Erika Gottlieb With control of the past comes domination of the future. A dystopia reflects and discusses major tendencies in contemporary society. The Handmaid s Tale is a dystopian novel written by Margaret Atwood in 1985. The novel follows its protagonist Offred as she lives in a society focused on physical and spiritual oppression of the female identity. Within The Handmaid s Tale it is evident that through the explorationRead MoreThe Handmaid s Tale By Margaret Atwood1060 Words   |  5 Pagesideologies that select groups of people are to be subjugated. The Handmaid’s Tale by Margaret Atwood plays on this idea dramatically: the novel describes the oppression of women in a totalitarian theocracy. Stripped of rights, fertile women become sex objects for the politically elite. These women, called the Handmaids, are forced to cover themselves and exist for the sole purpose of providing children. The Handmaid’s Tale highlights the issue of sexism while also providing a cruel insight into theRead MoreThe Handmaid s Tale By Margaret Atwood1659 Words   |  7 Pagesbook The Handmaid s Tale by Margaret Atwood, the foremost theme is identity, due to the fact that the city where the entire novel takes place in, the city known as the Republic of Gilead, often shortened to Gilead, strips fertile women of their identities. Gilead is a society that demands the women who are able to have offspring be stripped of all the identity and rights. By demeaning these women, they no longer view themselves as an individual, but rather as a group- the group of Handmaids. It isRead MoreThe Handmaid s Tale By Margaret Atwood1237 Words   |  5 Pages The display of a dystopian society is distinctively shown in The Handmaid’s Tale, by Margaret Atwood. Featuring the Republic of Gilead, women are categorized by their differing statuses and readers get an insight into this twisted society through the lenses of the narrator; Offred. Categorized as a handmaid, Offred’s sole purpose in living is to simply and continuously play the role of a child-bearing vessel. That being the case, there is a persistent notion that is relatively brought up by thoseRead MoreThe Handmaid s Tale By Margaret Atwood1548 Words   |  7 PagesIn Margaret Atwood’s The Handmaid’s Tale, The theme of gender, sexuality, and desire reigns throughout the novel as it follows the life of Offred and other characters. Attwood begins the novel with Offred, a first person narrator who feels as if she is misplaced when she is describing her sleeping scenery at the decaying school gymnasium. The narrator, Offred, explains how for her job she is assigned to a married Commander’s house where she is obligated to have sex with him on a daily basis, so thatRead MoreThe Handmaid s Tale, By Margaret Atwood1629 Words   |  7 Pages Atwood s novel, The Handmaid s Tale depicts a not too futuristic society of Gilead, a society that overthrows the U.S. Government and institutes a totalitarian regime that seems to persecute women specifically. Told from the main character s point of view, Offred, explains the Gilead regime and its patriarchal views on some women, known as the handmaids, to a purely procreational function. The story is set the present tense in Gilead but frequently shifts to flashbacks in her time at the RedRead MoreThe Handmaid s Tale By Margaret Atwood1256 Words   |  6 Pageshappened to Jews in Germany, slaves during Christopher Columbus’s days, slaves in the early 1900s in America, etc. When people systematically oppress one another, it leads to internal oppression of the oppressed. This is evident in Margaret Atwood’s book, The Handmaid’s Tale. This dystopian fiction book is about a young girl, Offred, who lives in Gilead, a dystopian society. Radical feminists complained about their old lifestyles, so in Gilead laws and rules are much different. For example, men cannotRead MoreThe Handmaid s Tale By Margaret Atwood1540 Words   |  7 Pages Name: Nicole. Zeng Assignment: Summative written essay Date:11 May, 2015. Teacher: Dr. Strong. Handmaid’s Tale The literary masterpiece The Handmaid’s Tale by Margaret Atwood, is a story not unlike a cold fire; hope peeking through the miserable and meaningless world in which the protagonist gets trapped. The society depicts the discrimination towards femininity, blaming women for their low birth rate and taking away the right from the females to be educated ,forbidding them from readingRead MoreThe Handmaid s Tale By Margaret Atwood1667 Words   |  7 Pagesrhetorical devices and figurative language, that he or she is using. The Handmaid’s Tale, which is written by Margaret Atwood, is the novel that the author uses several different devices and techniques to convey her attitude and her points of view by running the story with a narrator Offred, whose social status in the Republic of Gilead is Handmaid and who is belongings of the Commander. Atwood creates her novel The Handmaid’s Tale to be more powerful tones by using imagery to make a visibleness, hyperbole